摘要
通过分析农村中小企业信贷融资中存在的信息不对称程度,运用350家样本企业的融资数据进行检验,结果发现,不同阶段的农村中小企业由于信息透明度不同,其信贷融资渠道选择有差异,但农村中小企业普遍地受到正规信贷约束,依此,得出了重要的政策含义。
By analyzing the asymmetric information of credit financing in the rural small and medium enterprises, applying the sample of 350 enterprises to test, the results show that in different stage of development the rural small and medium enterprises have different financing channels, but they generally have formal credit constraint, accordingly, this paper arrives at important policy implications.
出处
《科技和产业》
2009年第3期58-61,共4页
Science Technology and Industry
关键词
信息不对称
正规信贷
非正规信贷
信贷约束
asymmetric information
formal credit
informal credit
credit constraint
