摘要
基于提升小额信贷绩效,从提高农村居民生活质量角度,选取2002～2006年我国28个省份的地区面版数据,分地区对农户小额信贷提高农民生活质量的绩效进行了定量实证分析。线性回归分析结果表明,小额信贷对中国东部、中部和西部农民生活质量指标人均纯收入有显著的正向影响,对恩格尔系数有显著的负向影响,这说明小额信贷对提高农民生活质量有着显著的作用。本文最后部分在给出结论的基础上为更好地开展小额信贷业务提出相关的政策建议。
With panel data of 28 provinces of our coun try from 2002-2006, this paper quantitative analyzes the performance of microfinance on quality of life of rural residents. Linear regression analysis revealed that there is a significantly positive effect of microfinance on quality of life of rural residents. Microfinance positively significantly affects the net income of rural residents in eastern, central and western Chi ha. The effect of microfinance on Engel＇s coefficient is significantly negative. Some policy suggestions are given at the end of this paper on how to develop microfinance better.
出处
《特区经济》
北大核心
2009年第2期178-179,共2页
Special Zone Economy
基金
广东省财政厅
高教厅"广东省高等院校学科建设专项资金"课题的部分研究成果
关键词
小额信贷
农民
生活质量
绩效
Microfinance
Farmer
Quality of life
Performance
