摘要
与通过诉讼程序清收不良贷款相比,对债权文书经公证赋予强制执行效力可以不经过诉讼程序而直接申请法院强制执行,大大提高了商业银行清收不良贷款的效率及降低了清收成本。在对强制执行公证制度进行具体分析的基础上,该文对商业银行在不良贷款处置中运用强制执行公证的具体操作,以及实践中存在争议的几个问题进行了探讨,对商业银行运用强制执行公证制度处置不良贷款提供了有益的参考。
Comparing with disposing non-forming loans of commercial banks by litigation, creditor right（obligatory right, financial claim） contracts by notarization with compulsive exeeution power can be executed directly and doesn＇t need lawsuit, so the efficiency of disposing non-forming loans is improved and the cost of it is decreased. Based on analyzing the enforcement notarization system, we diseuss several issues with different opinions in practice and provide helpful reference for commercial banks to dispose non-forming loans using enforcement notarization approach.
出处
《金融理论与实践》
北大核心
2009年第1期89-93,共5页
Financial Theory and Practice
关键词
商业银行
不良贷款处置
公证
强制执行
Commercial Banks
Disposition of Non-forming loans
Notarization
Enforcement
