摘要
为占企业绝大多数的中小企业服务是银行特别是地方性银行的一项主要业务。在金融市场日益繁荣、市场参与者需求日益增多的情况下,努力增加产品丰富性,提高服务满足度,是做好小企业金融服务工作的首要目标。而实现这一目标的根本,是银行企业完善的公司治理结构和良好的经营机制。大丰农村合作银行这几年不断创新,积极探索可持续发展的小企业贷款机制一定能我们一些启示。
Serving for the medi -um-sized and small enterprises, which constitute the majority of enterprises is the main business of banks, especially the local ones. Nowadays financial market is devel-oping faster and faster and its participators are becoming more and more. Under such circumstance, mak-ing the serving items more plenti-ful and satisfying is the first target of the work in the bank ser-vice of small enterprises. However, the foundation of the above target is a good structure and operation system. The loan system of small enterprises developed by Da Feng Rural Corporation Bank can give us some suggestions in this aspect.
出处
《特区经济》
北大核心
2008年第10期288-289,共2页
Special Zone Economy
关键词
小企业贷款
股权治理
金融创新
Loan for small enter-prises
Ownership governance
Fi-nancial innovation
