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保险业社会责任担当与经济效益体系平衡探析 被引量:4

保险业社会责任担当与经济效益体系平衡探析
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摘要 保险业在我国的经济和社会发展中承担了一定的社会责任,但总体情况不容乐观。在改革发展的关键期和战略机遇期,保险企业必须从社会和谐发展、经济可持续增长及行业自身特点出发,认识承担社会责任的重大现实意义;把握民生、"三农"、巨灾事件、循环经济等重要机遇,迎接挑战和威胁;通过保障和服务民生、提供有效产品、重点领域突破、完善自身机制、推动创新、助推公益事业等多种途径承担起必要的社会责任,使行业走快走远,更好更强。 China's insurance industry has undertaken their social responsibility to some extent for China's economic and so- cial development, but the overall situation is not satisfactory. In the critical period of reform and the strategic opportunity period, insurance companies must perceive the significance of their social responsibility from the perspectives of achieving a harmonious social development and sustainable economic growth and the characteristics of the insurance industry. They should grasp the opportunities in the undertakings for improving people's livelihood and the issues of "agriculture, rural areas, farmers", catastrophic incidents, economic cycles and so on, and face up to both challenges and threats. Through the protection of people's livelihood, providing effective products, making breakthroughs in key areas, improving on its own mechanisms, promoting innovation, boosting public welfare undertakings, and other means, the insurance industry can go faster and further and become better and stronger while shouldering its due social responsibility
作者 刘社堂
出处 《保险研究》 CSSCI 北大核心 2008年第9期16-19,共4页 Insurance Studies
关键词 保险企业 社会责任 经济效益 可持续发展 民生 insurance enterprises social responsibility economic benefits sustainable development people's livelihood.
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  • 1韩立岩,支昱.巨灾债券与政府灾害救助[J].自然灾害学报,2006,15(1):17-22. 被引量:9
  • 2Greenwald, B. and Stiglitz, J. ( 1990 ) “Asymmetric Information and the New Theory of the Finn: Financial Constraints and Risk Behavior” American Economic Review: Papers and Proceedings 80 : 160 - 65. 被引量:1
  • 3Rustam Ibragimov and Johan Walden,"The Limits of Diversification When Losses May Be Large". Working paper, Harvard University,2005) 被引量:1
  • 4Rustam Ibragimov; Dwight M Jaffee,. and Johan Walden,." Non - Diversification Traps in Markets for Catastrophic Risk. "paper Presented at the National Bureau of Economic Research insurance group meetings, Feb. 2006. 被引量:1

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