摘要
本文利用近年来最新发展起来的面板单位根及面板协整时间序列方法，对我国银行业经营效率与外资银行进入程度之间的关系进行了实证检验。实证样本基于我国14家商业银行1997—2006年的面板数据。检验结果表明，我国内资银行盈利效率、运营成本与外资银行进入程度存在“互补”关系，收入效率和经营稳健性与外资银行进入程度之间不存在长期稳定关系。最后，本文对形成这一结果的原因做了简要说明，并指出该结论对于政策制定的重要含义。
Tnis paper analyzes the relationship between domestic banks efficiency and foreign banks entry degree by using the panel unit root and co-integration test which is the latest development in recent years. The sample is based on 14 commercial banks panel data of China during 1997 - 2006. The result shows that domestic banks＇ profit efficiency and operation cost exist ＂complementary＂ relations with foreign banks entry degree, and revenue efficiency, stability of the business does not exist long- term stable relations with foreign banks entry degree. Furthermore, the conclusion and pohcy imphcation are briefly discussed.
出处
《山西财经大学学报》
CSSCI
2008年第7期86-92,共7页
Journal of Shanxi University of Finance and Economics
