摘要
作为现代农业的三大支柱之一,农业保险对防范农业风险、促进农业生产,稳定农民收入具有重要作用。但我国农业保险发展却处于逐步萎缩的状态,其中重要的原因之一就是政府补贴缺位。通过建立博弈模型对农业保险行为主体分析可以发现,面对损失程度极高的农业风险必须由政府实施补贴才能实现纳什均衡,基于此,必须通过制度供给,明确农业保险财政补贴的实施机制,保证充分的补贴资金来源,并提供相关服务推动措施。
Agricultural insurance is one of “the three backbones of Modern Agriculture”, which can divert natural risk, promote production and guarantee farmers＇ steady income,etc. Unfortunately, the development of agricultural insurance is not successful in our country because of the absence of the government subsidy. By game model it is found that Nash equilibrium between the players could not be achieved without the financial subsidy of government due to the agricultural disaster. So Proper system should be set up to clearly definite agricultural insurance subsidy, ensure subsidy source and provide actions to develop related servicers.
出处
《财经理论与实践》
CSSCI
北大核心
2008年第4期37-40,共4页
The Theory and Practice of Finance and Economics
基金
湖南省社科基金项目(07YBB154)
关键词
农业保险
财政补贴
博弈理论
Agricultural insurance
Financial subside
Game theory
