摘要
中间业务是社会经济和信用关系发展的必然产物,也是商业银行自身发展的必然结果。中间业务收入正逐渐成为世界各大银行的盈利重点,而我国商业银行中间业务刚刚起步,发展相对缓慢,还存在着诸多问题。加大中间业务产品开发创新力度,积极制定有关法律、法规,适度加强价格规制,强化和规范银行中间业务的信息披露和风险控制,是降低风险、提高商业银行中间业务经营效益、实现可持续发展的重要举措。
Intermediate business is the inevitable product of the development of socio - economic and credit relations, and also the inevitable product of commercial banks own development. The income of intermediary business is becoming the mail profit of every large commercial bank of the world gradually, but the intermediary business＇s development of our country has just started, more slowly develop, and a lot of problems exist. Increasing intermediate business innovation in product development,make relevant laws and regulations actively, strengthen the price regulate appropriately, standardize disclosure of information of the intermediary business and risk control of the bank, all of are crucial measures to reduce the risk, improve benefit of intermediary business and realize the sustainable development.
出处
《哈尔滨商业大学学报（社会科学版）》
2008年第4期25-28,共4页
Journal of Harbin University of Commerce:Social Science Edition
关键词
商业银行
中间业务
问题
对策
commercial bank
intermediary business
problem
countermeasure
