摘要
农村民间金融在资金融通过程中,如果仅仅依靠信用等道德规范进行约束,没有相应的法律法规进行保护,缺乏必要的制度性保障,容易出现一定程度的金融风险。当前对于我国农村民间金融,绝对不能简单地否定或者取缔,应当发挥农村民间金融的优势,扬长避短,因势利导,促使成为正规金融的有力补充,促进农村经济发展。
If there is only moral regularity to bind rural non - governmental finance, with no laws and provisions to protect it, with no institutional security, it＇s vulnerable to incur financial risks to some extent. At present, on no account can we simply deny or ban rural nongovernmental finance inChina, and it＇s necessary to take the full advantage of rural non - governmental finance by proper guidance and bringing its own advantages into full play, making it complementary parts for regular finance, promoting rural economy development.
出处
《河南金融管理干部学院学报》
CSSCI
2008年第3期119-122,共4页
Journal of Henan College of Financial Management Cadres
基金
国家社科基金项目(07CFX028)
关键词
新农村建设
民间金融
风险防范
政策主导
金融法制
new countryside construction
non - governmental finance
risk prevention
policy - guided
financial legal system
