摘要
利率市场化是各国金融发展的客观要求,是完善金融机构自主经营机制、提高竞争力的必要条件,是加强我国金融间接调控的关键,也是建设社会主义市场经济体制、发挥市场配置资源作用的重要内容。文章通过对利率市场化内涵的阐述,结合我国的具体情况分析了利率市场化的现状,指出了在利率市场化过程中的制约因素。并从确立统一的市场化的基准利率、完善微观基础、稳定宏观经济环境等方面提出了对策。
The interest rate marketability is the objective request of finance development in every country, which is the necessity to construct the socialist market economy system, the key to strength country＇s finance indirect retulation and the important role to manage market disposition resources. It consummates the financial organ to operate independently the mechanism, enhances the competitive power. Based on the connotation expounding on the interest rates marketability, with the specific situation of China＇s market-oriented interest rate of the cun＇ent situation integrated, the paper points out constraints in the interest rate marketability process, and recommends the relative countermeasures from perspectives of a unified market benchmark interest rate establishment, sound mieroeconomic foundation, and stable macroeconomic environment.
出处
《安徽农业大学学报（社会科学版）》
2008年第3期25-28,共4页
Journal of Anhui Agricultural University:SOC.SCI.
关键词
利率市场化
金融市场
改革
基准利率
interest rate of market
financial market
reform
benchmark interest rates
