摘要
将商业银行竞争力的评价指标明确界定为财务竞争力指标和非财务竞争力指标,考察2006年我国商业银行的财务竞争力可知,在体制转轨和入世后金融领域逐步开放的情况下,我国商业银行竞争力受到现行体制的影响,银行业的改革和发展具有一定的路径依赖效应。要提升商业银行的竞争力,政府应当正确发挥其监管和保护作用。
The paper defines existing competitiveness indicators of Commercial banks as financial and non-financial indicators, and research mainly on the financial competitiveness of Commercial Bank in 2006. With the progressive liberalisation of the financial sector, banking reform and development have a certain path-dependent effect under nowadays system. Government should play its proper role in monitoring and protection in order to enhance the bank's competitiveness.
出处
《财经理论与实践》
CSSCI
北大核心
2008年第3期13-16,70,共5页
The Theory and Practice of Finance and Economics
基金
国家社会科学基金项目(068ZD028)
关键词
商业银行
财务竞争力
最优化
Commercial Bank
Financial competitiveness
Optimization