摘要
索赔额的数量描述是保险人估算危险损失关键。本文提出了索赔额的分布拟合,它修正了传统的有关索赔额分布的不足,使保险人能够据此对保险责任作出更准确的估计。
The mathematical describe of the amount on insurance claim is the crux in estimating the loss.In this paper, we present the new distribution of the amount of claim. It rectfies the shortcoming of traditional methods. Insurer can get more precise calcultes by this new way.
出处
《华东师范大学学报(自然科学版)》
CAS
CSCD
北大核心
1997年第4期30-33,共4页
Journal of East China Normal University(Natural Science)
关键词
索赔次数
索赔金额
对数正态分布
保险
The number of claims, The amount of claims, lognormal distribution pareto distribution, excess of loss, franchise