摘要
信息不对称使医疗保险中存在着严重的道德风险。道德风险的存在对医疗服务的供给、需求以及利用审查监督都产生了不同程度的影响。自从20世纪60年代以来,学术界对医疗保险中道德风险产生的不同主体、道德风险对福利的影响、道德风险的计量以及道德风险的防范措施四个方面进行了大量的研究和探讨。文章对上述四个方面研究的有关观点和结论做了概述。
There are serious moral hazards in medical insurance because of information asymmetry. Moral hazards can make different degree influence on the medicare supply, demand and supervision of usage. From the 1960s, scholars have much research and discussion on the different main body that be of moral hazard, on the in- fluence of moral hazard to welfare, on the measure of moral hazard and on the methods that how to control moral hazard. This paper summarizes the related viewpoints and conclusions that come from the above four aspects.
出处
《中国医学伦理学》
2008年第2期49-50,共2页
Chinese Medical Ethics
基金
河北省教育厅项目"河北省新型农村合作医疗制度发展战略研究"中的部分内容(S070223)
关键词
医疗保险
信息不对称
道德风险
Medical Insurance
Information Asymmetry
Moral Hazard
