摘要
随着美国次贷危机的滞后影响逐渐增强,全球经济增速整体上出现放缓的势头。国内经济在保持良好增长态势的同时,亟待解决以下问题:通胀压力持续加大,货币和信贷增长速度偏快,流动性过剩仍待疏导,投资反弹压力不容忽视,外贸顺差增长规模偏大以及经济增长的效益和质量有待进一步提升。商业银行应主动保持信贷均衡增长,加快信贷退出,优化贷款结构,增加贷款议价能力,加快收入结构转型和创新,大力发展非信贷业务。
With the increasingly aggravation of American subprime crisis＇s hysteresis effect, the global economy＇s increase speed appears a slowdown trend. In addition to keeping a healthy development state, domestic economy has to face the following challenges： inflation pressure is exacerbating, the increase speed of money supply and loan is faster than normal, the excessive liquidity still needs to be guided, investment rebounding force should not be ignored, foreign trade surplus is accelerating and the efficiency and quality of economic growth need to be improved. As to commercial banks, it is necessary to actively take following measures： keeping the balanced increase of credit, speeding up the credit withdrawal, optimizing credit structure, enhancing their credit bargaining power, accelerating the transformation of revenue structure and innovation and vigorously furthering the development of non-credit business.
出处
《金融论坛》
CSSCI
北大核心
2008年第2期3-11,共9页
Finance Forum
关键词
宏观调控
流动性
信贷
汇率
macro-control
liquidity
credit
exchange rate
