摘要
随着高等教育事业的迅猛发展,各高校从银行筹集了大量的资金用于办学基础设施的建设,银行在为高校提供贷款的同时,也使高校承受了巨大的财务风险。高校财务风险具有评价困难、破坏性高、潜伏期长的特点。高校应结合自身特点,充分挖掘内部潜力,整合现有资源,合理调度资金,通过自有资金的有效运作减少贷款额度,降低贷款成本,拓宽筹资渠道,健全融资支持体系,增强高校控制风险和防范风险的效能,化解财务风险。
With the fast development of higher education, colleges and universities accumulate a large amount of capitals for the construction of infrastructural facilities. Banks stand much financial risk as they provide commercial loan. Considering the conditions of financial management in universities, this paper analyses the connotation, eharaeteristics, and the main formation reasons of the financial risk in colleges and universities. Some measures are made to control the financial risk in universities.
出处
《南京航空航天大学学报（社会科学版）》
2008年第1期63-66,共4页
Journal of Nanjing University of Aeronautics & Astronautics（Social Sciences）
关键词
高等学校
财务风险
控制
colleges and Universities
financial risk
control
