摘要
我国现阶段诚信体制的不完善,使物保和人保并用已成为现实需要。然而,目前对于此类担保立法的缺失和理论研究的不足,造成了司法实践的混乱。在主张区分债务人提供的物保和第三人提供的物保的前提下,坚持"物保和人保平等"原则,债权人无论放弃物保还是人保,或者其中一项担保无效或被撤销,除另有约定外,都不会对另一担保产生影响。
As the system of good faith is imperfect in China, the coexistence of material guarantee has become a real necessity. However, the deficiency of legislation and theoretical guarantee and credit study causes the confusion of judicial practice. The article first advocates that we should observe the principle of equality of material guarantee and credit guarantee in the premise of differentiating the material guarantee offered by debtor and the material guarantee offered by the third party; whether creditors give up the material guarantee and credit guarantee or not, or one of them has guarantee invalidation or cancellation, apart from other promise, creditors will not have effects on the other guarantee.
出处
《昆明大学学报》
2008年第1期20-24,共5页
Journal of Kunming University
关键词
物保
人保
不真正连带之债
material guarantee
credit guarantee
non - real joint liability
