摘要
目前我国农村金融内部生态系统功能存在障碍,外部生态环境恶化情况非常严峻。表现为:非自然、非均衡演进的农村金融生态影响了农村金融业的资源配置功能,农村金融机构的粗放经营及农村金融生态系统结构缺陷催生了农村金融风险,制度缺陷成为农村金融生态恶化、影响农村金融可持续发展的根源。必须通过明晰农村金融产权,培育多元化农村金融主体,建立农村金融生态系统良性的自我调节与自我发展机制,加强监管等措施来优化农村金融内部生态系统;同时通过法制建设、完善农村征信体系、提供良好的农村中介服务来塑造优良的农村金融外部生态环境,以促进农村金融可持续发展。
Rural financial ecosystem exists functional obstacles in internal rural financial ecosystem, and the external rural financial ecosystem is degenerating seriously：the non-natural and imbalanced evolution of rural financial ecosystem affects the performance of fund disposal, the rough utilization of rural financial resource and the deficit of the ecosystem structure leads to rural financial risk, and institutional deficiency makes rural financial ecosystem worse, which affects the realization of rural financial sustainable development. We should delimit rural financial proprietary, foster diversified rural financial agents, establish sound self-regulation and self-development mechanism, and enhance supervision to optimize internal rural financial ecosystem. At the same time, should also shaping good rural financial external environment by legal construction, improving social credit system, providing excellent social service, so as to promote sustainable development of rural finance.
出处
《农业现代化研究》
CSCD
北大核心
2008年第2期176-179,共4页
Research of Agricultural Modernization
基金
博士后基金课题《促进社会主义新农村建设的投融资体系研究》(编号:20070410495)
关键词
农村金融
生态系统
优化
rural finance
ecosystem
optimization
