摘要
实行房贷证券化,能够积极有效地推动银行和金融市场的发展,增强国家宏观政策施行的效果,从而促进经济社会的发展。借鉴美国等模式的经验,推进我国房贷证券化,需要构建适合我国MBS发展模式及其体制建设,为住房抵押贷款证券化提供发展空间,创造发展环境。
To realize the form of bond in housing loan can promote the development of banking and financial market effectively, strengthen the effect of state macro policies implementation and further propel the development of social economy. Drawing on the experiences of America and Canada, We should construct MBS developing mode and system and create developing environment to provide space for the development of the form of bond in housing loan.
出处
《安徽工业大学学报（社会科学版）》
2007年第6期26-28,共3页
Journal of Anhui University of Technology：Social Sciences
基金
安徽省高等学校青年教师科研资助计划项目(2004jqw55)
关键词
房贷证券化
制度环境
SPV
模式
体制
form of bond in housing loan
systematic environment
SPV
mode
system
