摘要
本文以城市商业银行、上市类股份制银行、非上市类股份制银行和国有控股银行为研究对象,应用基于资本结构、资产质量和风险考虑的随机前沿模型测度了各商业银行的经营管理效率水平(X效率);然后,本文分析检验了产权的身份结构和集中度结构与银行X效率的关系。研究得出:外资持股比例、内部人持股比例与X效率正相关;第一大股东的控股能力与X效率正相关;第一大股东的国有性质与X效率负相关;股权集中度与X效率呈倒U型曲线关系。
Using a model based on capital structure, asset quality and risk, this paper measures X-efficiency of various types of commercial banks in China with city commercial banks, listed and unlisted joint-stock commercial banks and state- holding commercial banks as its objects for study. It also examines the relationship between identity nature of ownership, concentration degree of ownership and X-efficiency. This paper concludes that the proportion of foreign shares and the proportion of shares held by insiders have positive correlation on X-efficiency; while the state-owned nature of the largest shareholder has a negative correlation, and concentration degree of shares and the bank＇s X-efficiency has a trend of reversed U-shape.
出处
《南方金融》
北大核心
2008年第2期5-9,共5页
South China Finance
基金
国家社科基金(07BJY154)
教育部全国优秀博士论文专项基金(批准号200403)
江西省高校人文社会科学研究项目(JJ0723)成果
关键词
商业银行
产权结构
治理结构
X效率
Commercial Banks
Ownership Structure
Governance Structure
X-efficiency
