摘要
工程担保不是风险转移措施,而是一种损失控制措施。工程担保的目的是降低损失发生的概率和减轻损失的程度。通过工程担保可以将债务人的财产进行分割或复制,从而改善债务人总体财产的特性,以保障债权人债权的实现。复制比分割更有利于实现合同目的和社会资源的有效配置,应当积极促进专业担保公司担保模式的发展。
Engineering guarantee is a loss control measure, rather than a risk transfer measure. The purpose of engineering guarantee is to reduce the probability of loss and reduce the extent of loss. Creditors can separate or duplicate the debtor's property by engineering guarantee for the realization of creditor claims. Duplication is more beneficial than separation in the realization of contract aim. So we should promote the development of the guarantee modes in professional guarantee companies.
出处
《建筑经济》
北大核心
2008年第3期16-18,共3页
Construction Economy
基金
重庆市高等学校优秀中青年骨干教师资助计划项目(YJ200502)
重庆大学人文社科青年教师科研启动资助专项(CDSK2006-31)
关键词
工程担保
风险管理
风险转移
损失控制
engineering guarantee
risk management
risk transfer
loss control