摘要
近年来海南省非公有制经济获得快速发展,对地方经济的贡献率不断提高。与非公有制经济创造的GDP、工业产值、税收和就业份额相比,以融资为核心的金融服务显得不对称。非公有制经济有着强大的金融服务需求,而以商业银行为代表的金融机构由于信息不对称而畏于提供贷款为主的金融服务。本文从关系型融资、根据企业不同发展阶段所需的金融支持以及深入发展开发性金融的视角来阐明解决非公有制经济发展中的金融服务不足问题。
Recently the Non-state-owned economy has grown rapidly in Hainan Province and its contribution to the local economy development is significant. Compared to its GDP share, industrial production value, taxation and employment created, the financial support to the non-state-owned economy is very limited and insufficient. The non-state-owned economy has great demand for financial services, but the financial institutions especially commercial banks are reluctant to supply funds and services because of severe information asymmetry. From the view of relationship financing, supplying different kinds of service in the enterprise＇s various development stages and the role of development finance, this paper illuminates the ways to provide financial support to the non-state-owned economy.
出处
《海南金融》
2008年第2期45-48,共4页
Hainan Finance
关键词
金融支持
非公有制经济
建议
Financial Support
Non-state-owned Economy
Suggestion
Strategy
