摘要
发展商业性医疗保险是我国医疗制度改革的一项重要内容。指出社会医疗保险与商业性医疗保险的区别，阐述了发展商业性医疗保险的必要性。对影响商业性医疗保险市场的因素进行了分析，并对市场经济条件下建立适应我国国情的医疗保险体制进行了探讨。根据我国目前居民收入水平的人群差异，呈现三种不同的医疗保险需求曲线，提出现阶段，必须根据居民的选价差异和不同需求价格弹性制定不同形式，不同保险价格的保险，建立多层次、多种形式的医疗保险制度。
\ To develop the commercial medical insurance is an important part in the reform of the health system in China today. By studing the difference between the social medical insurance and the commercial medical insurance, It analyses the factors that affect the market of the commercial medical insurance and explores the possibility of developing a medical insurance system suited to the present conditions in China's market economy. Owing to the different income levels of the Chinese people there exist three different demand curves in the medical insurance. At present in the light of the difference in the choice of prices and the price elasticity of demand a new medical insurance system with different levels, forms and prices should be set up in China. [
出处
《北京联合大学学报》
CAS
1997年第2期76-80,共5页
Journal of Beijing Union University
关键词
社会医疗保险
商业性
医疗保险
可行性
social medical insurance
commercial medical insurance
price elasticity of demand
demand curve of insurance
income
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