摘要
近年来,我国保险业虽然发展速度较快,但水平仍然较低,有总体规模小、在国民经济中比重低的先天不足,保险的经济补偿、资金融通、社会管理三大功能尚未充分发挥。当前我国保险业已经进入一个崭新的发展阶段,既面临着一些挑战,又面临着大好的发展机遇。保险业正朝着全球化、一体化和协调化的趋势发展,保险创新已成为发展的主流,科学技术的日新月异为保险业发展奠定了坚实基础。
The insurance industry has exhibited a high speed of growth in recent years. However, it is still at its initial stage of development with the inborn defects of small in size and low weight in the national economy. The economic compensation, financing and social management functions of the insurance industry have not been fully mobilized. Currently, the industry has entered a new stage of development, facing both challenges and opportunities. The insurance industry is been increasingly globalized, integrated and coordinated in its development and insurance innovation has become the theme of the industry today. Fast scientific and technological advancement has laid a solid foundation for the development of the insurance industry.
出处
《保险研究》
CSSCI
北大核心
2007年第7期14-16,共3页
Insurance Studies
关键词
保险业创新
新型风险
传统可保风险
巨灾风险
insurance innovation
new type risk
traditional insurable risks
catastrophe risk
