摘要
为了论证银行监管的必要性,通过运用比较分析方法,对银行资产构成的特殊性进行剖析,得出银行是一个高负债进而高风险的行业客观结论,银行资产构成中92%的负债决定了银行监管是保护债权人利益的有效工具。
In order to explore the necessity of bank supervising, the method of comparative analysis is used. To construe the particularity of bank assets composing to achieve an observation about an objective opinion that bank is a kind of vocation with high hock and risk. So among the bank assets composing, 92 percent is in hock to decide that bank supervising has became the effective tool for protecting bank creditor.
出处
《西北大学学报（哲学社会科学版）》
CSSCI
北大核心
2007年第4期112-115,共4页
Journal of Northwest University：Philosophy and Social Sciences Edition
关键词
核心资本
附属资本
负债
资本充足率
适度监管
core capital
accessorial capital
in hock
rate of capital sufficiency
moderate supervising
