摘要
我国是世界上遭受自然灾害最严重的国家之一,每年造成的经济损失都给我国财政与保险业带来了巨大的压力,如何全面发挥巨灾损失补偿机制的作用是我国目前迫切需要解决的问题。本文首先对我国目前面临的自然灾害的经济损失情况进行总体描述;随后,以其中的地震和洪水为例,阐述了巨灾给我国经济造成的损失情况;最后,深入讨论了我国当前一些主要的巨灾损失补偿机制的问题,并提出了一些观点与建议。
As China has been one of the countries that had stricken by natural disasters most seriously in the world, and the vast losses brought great pressure to our finance and insurance, how to fully bring the compensation mechanism of disaster into play is the key question needed to solve. After described the natural disasters we are facing and the losses they will bring, we discussed the compensation mechanism of disaster in our country at present, and some proposals are presented.
出处
《华北地震科学》
2007年第1期6-10,共5页
North China Earthquake Sciences
关键词
巨灾
传统再保险
风险证券化
Disaster
Traditional Reinsurance
Risk Securitization
