摘要
基于保险合同的特殊性,各国保险立法纷纷确立了异议解释原则,以期实现公平交易,维持保险市场的正常秩序.但由于该原则在实践中存在被滥用或错用的情况,以致于各国的司法实践中出现了反异议解释原则的趋势,限制异议解释原则的适用。实践证明,我国司法实践中同样需要运用异议解释原则作为处理保险合同奈款异议的法律规则,但是,因司法人员对该原则的理解不同,影响了其适用效果,从而,应当就我国现行《保险法》第31条有关异议解释原则的规定予以修改完善,以便充分发挥其积极作用。
Due to the special feature of insurance contract, various countries set up disagreement interpretation principle in their insurance laws to have a fair play in business and maintain a good order in insurance market. However, due to misappropriation of this principle in practice, many voices can be heard from varoius countries to limit the application of this principle. According to our experience, it is necessary to apply disagreement interpretation principle to insurance contract dispute in China, Nevertheless, due to different understanding of this principle by different judicial staff, the effect of this principle is not so manifest. Therefore, we shall revise the present provision on disagreement interpretation principle prescribed in Article 31. Insurance Law in China to give this principle into full play in practice.
出处
《保险研究》
CSSCI
北大核心
2007年第1期88-90,共3页
Insurance Studies
关键词
异议解释
公平原则
立法修改
disagreement interpretation
fairplay principle
revision of laws
