摘要
银行业的全面开放必然要求加强对外资银行的审慎监管。这一审慎监管制度需要充分借鉴巴塞尔协议和WTO金融服务贸易的有关规则,从平时的“常态”监管和特殊情况下的“异态”监管两方面入手。我国对外资银行的审慎监管,在“常态”监管方面较为完备而“异态”监管方面存在缺失。且WTO金融服务贸易协议中的“审慎例外”原则尚未正确地体现在有关法律法规中,我们必须尽快将其正确地转化为国内法。
The open of Chinese banking industry necessarily requires enhancing the prudential supervision on foreign- invested banks. This supervision system needs to use Basil agreements and WTO financial service trade rules for reference; it needs to set out from two aspects： normal supervision and special supervision. In China, the normal supervision is fairly completed but the special supervision is still in deficiency. Chinese prudential supervision system is generally established according to the standards of basil agreements. However, the principle of prudential carve - out, which lies in the WTO financial serviee agreements, has not been embodied in relative national regulations. And we need to make up of it in a correct wav as soon as possible.
出处
《财经科学》
CSSCI
北大核心
2007年第3期45-52,共8页
Finance & Economics
关键词
外资银行
审慎监管
审慎例外
foreign- invested bank
prudential supervision
prudential carve- out
