摘要
保险合同作为一种特殊的民事合同,其解除与一般合同的解除有所差异,现行《保险法》对此的规定很不完善。其中,保险合同解除权的行使期间——时效和保险合同解除后的法律后果——溯及力这两项规则的适用极大地困扰着保险合同的违约救济,与保险合同双方当事人尤其是投保人利益攸关,因此,充分了解保险合同解除的类型,把握解除权的行使和时效,澄清保险合同解除的法律后果,在理论上和实践中都不无裨益。
The dissolution of insurance contract is a significant system of insurance law. Different from the normal contracts, insurance contract is peculiar and currently the relevant laws of China are incomplete. Applying the limitation and retrospective effect of the dissolution of insurance contract troubles the legislative compensation of breach the contract, which is important to the insurer and insured. The present article is to discuss-several questions about the system of the dissolution of insurance contract.
出处
《西南政法大学学报》
2006年第6期42-47,共6页
Journal of Southwest University of Political Science and Law
关键词
保险合同的解除
法定解除
除斥期间
溯及力
dissolution of insurance contract
statutory dissolution
limitation
retrospective effect
