摘要
随着金融市场全面对外开放的步伐不断加快,我国商业银行业正在兴起一轮前所未有的市场化并购浪潮。我国商业银行当前的并购目标应定位于混业经营与差异化战略相协调、引进来与“走出去”相结合。要完善有关并购制度,包括协调商业银行并购自主与政府监管的关系、尽快实行存款保险制度、推进商业银行并购专门立法、创造阳光资本市场并购环境等。
With the speeding pace of the financial market＇s overall opening to the outside world, the commercial bank industry in China is now undergoing an unpredented upsurge of market M＆A. The current M＆A goal of the commercial hanks should be focused on the coordination between mixed operation and diversified strategies and the combination of bringin and ＂moving-out＂. The related M＆A institution arrangements should be perfected, which requires us to harmonize the relations between the independence in the M＆A of the commerciai banks and the government supervision, quicken the implementation of the saving insurance system, promote the special legislation of the M＆A, and create an open capital market M＆A environment etc.
出处
《湖北经济学院学报》
2006年第6期59-63,共5页
Journal of Hubei University of Economics
关键词
商业银行
并购
混业经营
资本过剩
存款保险制度
commercial bank
M＆A
mixed operation
capital surplus
saving insurance system
