摘要
住房抵押贷款支持证券(MBS)是创新型的房地产衍生金融产品,能有效化解房地产市场的金融风险和扩大房地产融资渠道。分析了我国第一只住房抵押贷款支持证券“建元”的发行情况,介绍了国外分级偿还抵押支持证券的发展和主要类型,并对我国今后开展住房抵押贷款资产证券化进行了展望。
As an innovative derivative product from real estate, mortgage backed security can effectively resolve the financial risks in real estate market and increase the sources for real estate finance. This article analyses the issue of the first mortgage-backed security in China, introduces the development and types of collateralized mortgage obligation and brings out some prospects of the development of mortgage-backed securitization in China.
出处
《石家庄经济学院学报》
2006年第5期612-615,共4页
Journal of Shijiazhuang University of Economics
