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试论企业担保制度

On the Enterprise Guarantee System
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摘要 企业担保是指以企业全体财产为标的而设定的担保,与财团抵押、浮动抵押两者既有相同又有不同。完善我国抵押权制度,满足企业融资的需求,适应世界经济全球化发展,已经成为理论和实务界一项紧迫的任务,结合有关专家所提出的建议,应对“企业担保”内涵、“企业全体财产”、“日常经营”范围等进行明确界定,对抵押人自由加以一定的限制,设立托管人制度,对恶意担保行为进行制约,并作出明确的规定,完善企业担保实行的外部环境。 Enterprise guarantee refers to the guarantee enacted with all the properties of the enterprise as the subject, which is both similar to and different from the financial group mortgage and floating mortgage. It has become an urgent task of the theoretical world and practical world to perfect our country's system of lien, to meet the financing needs of the enterprises and to adapt ourselves to the development of economic globalization. According the suggestion of specialists concerned, it is necessary to give a clear definition to the connotations of "enterprise mortgage", "all the properties of the enterprise" and "day-to-day operations", impose restrain on the liberty of the mortgager, set up the system of trustee, restrain the malicious guarantee and make clear stipulations to perfect the outer environment of enterprise mortgage.
作者 方芳
机构地区 四川大学法学院
出处 《内江师范学院学报》 2006年第5期42-44,65,共4页 Journal of Neijiang Normal University
关键词 企业担保 财团抵押 浮动抵押 enterprise guarantee financial group mortgage floating mortgage perfection
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