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物流银行:破解中小企业融资障碍的金融创新 被引量:9

Cargo-backed Loans: A Financial Innovation to Solve Difficulties in Financing for Small and Medium-sized Enterprises
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摘要 融资难是目前制约中小企业发展的“瓶颈”,也是商业银行和经济专家着手研究的重要课题。目前,一项金融创新取得突破性进展,“物流银行”质押贷款业务应运而生。银行资金与企业的物流有机结合,成为破解大多数中小企业融资障碍的良方。 Difficulties in company financing is the bottleneck of the development for small and medium- sized enterprises in China, and they have become an important research topic of economists and commercial banks alike. A breakthrough has been made in financial innovation i. e. cargo- backed loans, Financial resources from commercial banks have now been paired with company logistics, which have created an effective tool in solving difficulties in company financing.
作者 刘峰
机构地区 河海大学商学院
出处 《华东经济管理》 2006年第6期123-125,共3页 East China Economic Management
关键词 物流银行 中小企业 金融创新 cargo-backed Loans small and medium-sized enterprises financial innovation
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