摘要
近年来,金融道德风险已成为我国金融业运行中的突出问题。本文在论述国外对金融道德风险研究前沿理论的基础上,进一步比较了美国、欧盟、日本、韩国、新西兰、中国台湾等主要国家或地区对金融道德风险的防范经验,总结出可供我国借鉴的启示,对提高我国金融道德风险的防范水平、维护金融稳定、确保金融安全运行具有重要的参考意义。
In some sense, financial moral hazard has become the most serious risk in china's financial practice. We analyze the latest theoretical development in moral hazard study, including information economics, economic ethnics and new institutional economics. We summed up six aspects for reference, through comparing experience in combating and mitigating financial moral hazard in US, EU, Japan, South Korea, New Zealand and Taiwan. This paper will be conducive to warding off financial risks, maintaining financial stability and ensuring financial security.
出处
《国际金融研究》
CSSCI
北大核心
2006年第6期70-74,共5页
Studies of International Finance
关键词
金融道德风险
经验
启示
Financial Moral Hazard
Experience
Implication