摘要
企业年金是我国补充养老保险的重要组成部分,目前仍处于起步阶段,尚有极大发展空间。本文从分析我国企业年金的发展现状,以及各投资机构的实情着手,得出保险是企业年金投资最理想的选择的结论。然后从不同层面分析我国保险业进入企业年金市场的优势与所面临的挑战,提出完善企业年金制度、创新保险产品等对策,以实现二者的协作发展,达到双赢的目的。
According to the analysis of Annuity' s actuality and the realization of three main investing institutes in our country, commercial insurance is regarded as the best choice of annuity investing. With the comparison of the advantages and challenges insurance encountered in annuity markets, the feasible measures were provided for the cooperation of annuity and commercial insurance to get the win - win.
出处
《武汉工业学院学报》
CAS
2006年第1期107-110,共4页
Journal of Wuhan Polytechnic University