摘要
随着我国金融市场的开放和发展,国内商业银行间的竞争不断加剧,最具发展潜力的个人理财业务市场已成为银行间争夺的焦点。如何借鉴国外商业银行的成功经验,克服个人理财业务发展障碍,增加银行利润成为国内商业银行必须研究的重要课题。以国内商业银行个人理财业务发展现状为研究对象,着重分析个人理财业务发展的障碍,并提出相应的对策。
Open along with our country＇s financial market with development, local commercial bank＇s individual financing for competition continuously turning worse. How to draw lessons from the successful experience of the abroad commercial bank, overcome individual financing business development obstacle, the increment bank profits becomes the important lesson that local commercial bank must study. This text with local commercial bank individual financing business development present condition for research object, emphasize the obstacle that analysis individual administers financial business development, and put forward the homologous counterplan.
出处
《中州大学学报》
2006年第2期44-46,共3页
Journal of Zhongzhou University
关键词
商业银行
个人理财
发展
障碍
commercial bank
individual financing
development
obstacle
