摘要
运用迈克尔.波特的竞争力模型,从竞争强度、市场进入和退出壁垒、供求关系、替代品的威胁以及政府监管等方面,分析了我国银行业市场的效率环境问题。分析表明:我国银行业市场竞争的有效性逐渐增强。市场竞争强度的加大、金融替代品的增多有助于银行效率的提高,退出机制的不严格使市场的有效性降低,监管政策的调整对银行业整体效率有较大的影响。
In light of Porter＇s model of competitive force, this paper, from the aspects of the competitive intensity, entry into market and withdrawal from the barriers, threat of substitutes, and the supervision of the government, analyzes the efficiency environment of Chinese banking market. It indicates that the efficiency of Chinese banking market is increasing. The increase of themarket competitive intensity and the financial substitutes helps to improve the banking efficiency. The unstrict system of withdrawal from the market decreases the efficiency and the government＇s supervision and ajustment exert great influence on the efficiency on the whole banking industry.
出处
《合肥工业大学学报（社会科学版）》
2006年第1期84-87,共4页
Journal of Hefei University of Technology(Social Sciences)
关键词
银行效率
波特模型
竞争环境
banking efficiency
Porter＇s model
competition environment
