摘要
信用风险是商业银行面临的最主要的风险,与西方现代商业银行相比,我国信用风险管理还处于较落后的水平。本文介绍了西方现代商业银行信用风险管理的一些做法和技术,与我国商业银行进行比较,并分析我行商业银行信用风险管理的现状及其原因,得到了一些具有启发性的结论。
The credit risks are the main risk that the commercial bank faces, compared with western modern commercial bank, the credit risk management of our country is still in more backward level. This article has introduced some methods and technology of credit risk management of western modern commercial bank, compare with the commercial bank of our country, analyse the current situation and reason of credit risk management of commercial bank of our country, get some enlightening conclusions.
出处
《科技和产业》
2005年第12期24-27,共4页
Science Technology and Industry
关键词
商业银行
信用风险
风险量化
Commercial Bank
Credit Risk
Risk Measurement
