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论我国存款保险法律制度的构建

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摘要 存款保险制度与存款准备金制度、中央银行最后贷款人制度被视为影响金融安全体系的三大要素,对保护存款人的利益和维护金融稳定发挥了巨大的作用.文章分析了我国建立存款保险制度的必要性,并对存款保险体制、存款保险机构组织模式与职能、投保方式、保险范围、赔偿限额等提出若干具体设想.
作者 胡本岳
机构地区 广东商学院
出处 《中国商界》 2009年第7期267-268,277,共3页 Business China
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