摘要
资产证券化是20世纪70年代末崛起的一种商业银行业务创新形式。资产证券化将相对呆滞的债权转变为流动性资产,使商业银行的流动性和盈利性得到增强,安全性也得到提高。这些优点对促进中国经济金融发展和提升商业银行竞争力具有现实意义。
Asset securitization is an innovation form of commercial banks'businesses beginning from 1970s'. By converting the slack claims to liquid assets, asset securitization improves the liquidity, profitability and security of the banks. So these advantages have the important reality significance to developing finance and promoting the commercial banks ' competitive power.
出处
《经济与管理》
2005年第6期58-60,共3页
Economy and Management
关键词
商业银行创新
资产证券化
innovation of commercial banks
asset securitization
