摘要
透过商业银行无序竞争的表现形式,从三方面剖析无序竞争的根源:规则缺位使得正常竞争难以进行;违规行为是实质上的无序竞争;滥用规则赋予的空间会带来无序竞争。治理无序竞争之策应当是:完善规则,尽快覆盖规则空白点;强化日常监管和行业自律;推进银行公司治理结构的变革;对竞争主体的限制。
the source of disordering competition in commercial banks can be dissected from three aspects through its performance forms: absence of rule has made regular competition difficult to conduct; violation behavior is in essence disordering competition; the space made by abusing of rule may lead to disordering competition. Countermeasures to deal with disordering competition should be: consummating rules by covering rule blanks as early as possible; strengthening regular supervision and industry self-discipline; promoting reform of banks' corporate governance structure; limiting the competitors.
出处
《金融理论与实践》
北大核心
2005年第6期14-16,共3页
Financial Theory and Practice
关键词
商业银行
无序竞争
公司治理
commercial bank
disordering competition
corporate governance
