摘要
通过对寿险代理人欺骗保险人和投保人的两种不诚信行为进行动态博弈分析,提出不同的策略选择。预防代理人欺骗保险人的不诚信行为的对策主要是对代理人进行严格的选育,制定严密的代理合同和严格的处罚标准;对代理人欺骗投保人的策略主要是保护消费者的权益,提高处罚的可信性和加强处罚的力度。
This paper aims to analyze the different characters of agents' two non-credit conducts-one is cheating life insurance company, the other is cheating applicants,and then give different resolving methods. The methods to prevent cheating life insurance company conducts are selecting and teaching agents strictly,and designing strict contracts with agents and punishing standard. The methods for the latter conducts are protecting consumers' right, enforcing the credibility and strength of punishment.
出处
《西北农林科技大学学报(社会科学版)》
2005年第1期97-100,共4页
Journal of Northwest A&F University(Social Science Edition)