摘要
保理融资虽然在国外发展已久,但在国内仍然处于起步阶段。根据保理在国外的演变过程,我们认为,在我国现阶段,政府应将其视为金融业中的新兴且独立于商业银行的子行业加以大力发展。保理融资对解决中小企业融资难的问题有其独特的优势,但保理业务中存在的风险也应引起银行及保理商的重视。
Factoring financing is still at the starting stage in China, although it has attained its full development abroad. According to the evolution of factoring abroad, we suggest that, at the present times, our government should regard it as a newly-rising sub-industry of finance independent from commercial bank and make greater efforts to accelerate its development. On one hand, factoring financing is of its own advantages for attacking the financing difficulties facing small and medium-sized enterprises. On the other hand, the risks existing in this business also acquire the bank's concern as well as the factor's attention.
出处
《金融理论与实践》
北大核心
2004年第9期19-21,共3页
Financial Theory and Practice
关键词
中小企业
应收账款
风险控制
保理融资
factoring business
small and medium-sized enterprise
business house
risk control
