摘要
金融以人为本就是要高扬生产性、建设性和创造性人的主体性,实现人的金融自由,增强金融体制的活力,促进金融的可持续发展。从经济哲学的研究范式出发,考察了金融以人为本的制约因素包括文化、道德、伦理等,以人为本必须回归人的有限理性和决策中的多重目标。在经济转型过程中,中国金融践行以人为本的可行之路是政府推动的诱致性制度变迁。中国金融以人为本的内部路径是要建立促进个人发展的群体秩序,外部路径是要降低交易成本。金融创新是以人为本的突破点,对内创新是要解决效率问题,对外创新是要切实提高服务质量。
Human-based finance is to advocate productive, constructive and creative human subjectivity. Human-based finance is also to realize financial freedom and strengthen the marrow of financial system in order to accelerate financial sustainable development. The restricted factors of human-based finance including culture, morality and ethic are reviewed through the economic philosophy perspective. Human-based finance must regress human's limited logos and multiple goals in decision-making. Human-based finance in China is implemented through government-supported inductive institutional change. The practice of human-based finance involves developing individual-based collective order inside in addition to decreasing the transaction cost outside. Financial innovation is the breakthrough of human-based, which means that the problems of efficiency must be solved inside and the service quality must be improved outside.
出处
《云南财贸学院学报》
2004年第4期48-53,共6页
Journal of Yunnan Finance and Trade Institute
关键词
中国金融
金融改革
金融理念
制度变迁
Chinese Finance
Finance Reform
Finance Concept
Institutional Reforming
