摘要
本文通过对金融制度变迁的理论分析和历史考察，揭示了综合经营体制是金融发展的基本制度安排，并 认为随着我国对外开放程度的不断提升．必须加速分业经营体制向综合经营体制的转变，全能经营的综合性银 行是我国商业银行发展的目标模式；在此基础上，从效率与安全角度阐明了金融控股公司是一种有效的综合性 银行稳健发展的良好组织制度安排，我国商业银行综合化经营的实现应当借助于金融控股公司这一组织制度安 排；最后，分析了我国金融控股公司构建的制度基础与可供选择的途径。
In accordance with the theoretical analysis and historical investigations on the transformation of financial systems, this paper reveals that the comprehensive management system is the basic: system arrangement in the financial development. It suggests that the comprehensive banking is the target model for the development of China's commercial banks, because it is inevitable of the transformation from separated to comprehensive management along with China's increasingly open policy. On this basis, the paper states that the financial share - holding company is a good institutional arrangement we can adopt for commercial banking, from the viewpoint of efficiency and safety. At last, it analyses the system bases and alternative ways for establishing financial share - holding companies in China.
出处
《河北经贸大学学报》
2001年第2期28-37,共10页
Journal of Hebei University of Economics and Business
关键词
金融制度
分业经营
综合性银行
金融控股公司
financial system
separated management
comprehensive banks
financial share - holding companies
