摘要
中小企业是我国经济社会发展的重要力量,而融资困难是妨碍中小企业发展的主要问题。解决中小企业融资问题的思路一般从纯金融技术出发,这些技术在我国面临很多局限。本文从社会学视角出发,分析了信贷的人格化特征和社会关系的网络特点对降低信贷风险的作用,认为应该从我国社会独特的差序格局出发,而不是从西方社会的团体格局出发去寻找解决中小企业融资难的途径。
SMEs play an important role in economic and social development of China.And finance is the major obstacle to the growth of SMEs.Though pure financial techniques can resolve some problems of finance of SMEs,their use in China has many limitations.This article considers the question from the perspective of sociology and proposes that solutions to the finance of SMEs should be sought from difference structure that characterizes Chinese society.It emphasizes the characteristics of impersonate credit and network...
出处
《武汉科技大学学报（社会科学版）》
2007年第4期357-360,共4页
Journal of Wuhan University of Science and Technology:Social Science Edition
关键词
差序格局
中小企业融资
关系型信贷
difference structure
finance of SMEs
relationship credit.
