摘要
在金融科技的支撑下,数字普惠金融的运行提高了社会经济的总体福利。数字普惠金融在我国的发展已形成一定的实践基础,取得良好效果,但仍存在数字鸿沟、监管套利、消费者保护、征信支持等问题,应通过强化普惠属性、提升监管水平、健全消费者保护机制、完善征信支持体系等措施推动我国数字普惠金融可持续发展。
Under the support of Fintech,the digital inclusive finance has improved the overall welfare of social economy.The development of digital inclusive finance in China has formed a certain practical foundation and achieved good results.However,there are some problems such as digital divide,regulatory arbitrage,consumer protection and credit reference support.We should strengthen the inclusive nature,improve the regulatory level,improve the consumer protection mechanism,and improve the credit reference support system to promote the sustainable development of digital inclusive finance in China.
出处
《工程经济》
2022年第1期23-30,共8页
ENGINEERING ECONOMY
关键词
数字普惠金融
实践
可持续
对策
Digital Inclusive Finance
Practice
Sustainability
Countermeasures
