摘要
涉恐融资问题能否解决关系到打击和预防恐怖主义是否有持续性,关系到"一带一路"沿线国家的安全和经济发展。我国现有反恐怖融资立法规定滞后、跨境电子支付和虚拟货币等金融监管缺失、第三方移动支付机构监管责任意识不强,金融创新新业态使反洗钱和反恐怖融资跨境转移问题监管更加复杂化。在借鉴域外国家对涉恐资金跨境转移法律监管经验的基础上,应构建我国跨境资金转移法律监管路径。我国应新设《互联网金融法》对第三方移动支付反洗钱和反恐怖融资进行专门监管规制,在《反恐怖主义法》中增加银保监会和证监会等行业性自律组织协助监管义务,建立监管部门与第三方移动支付涉恐资金监测系统的衔接机制,并做好国际监管合作。
Financing related to terrorism is related to the sustainability of combating and preventing terrorism,as well as the security and economic development of countries along"the Belt and Road"initiative.China’s existing anti-terrorist financing legislation lags behind,and financial supervision on cross-border electronic payment and virtual currency is lacking;Third-party mobile payment institutions have a weak sense of supervision responsibility,and the new financial innovation makes the supervision of anti-money laundering and cross-border transfer of anti-terrorist financing more complicated.On the basis of drawing lessons from foreign countries’experience in legal supervision of crossborder transfer of terrorism-related funds,we should construct the legal supervision path of cross-border transfer of funds in China.China should set up a new Internet Finance Law to specifically regulate the anti-money laundering and anti-terrorism financing of third-party mobile payment,add the supervision obligations of industry self-regulatory organizations such as China Insurance Regulatory Commission and China Securities Regulatory Commission to the Anti-terrorism Law,establish a connection mechanism between the supervision department and the monitoring system of terrorism-related funds of third-party mobile payment,and do a good job in international supervision cooperation.
出处
《国际法学刊》
2020年第4期94-110,156,共18页
Journal of International Law
关键词
反恐怖融资监管
跨境转移资产
第三方移动支付
anti-terrorism financing supervision
transfer assets across borders
third-party mobile payment
