摘要
在信用信息平台建设过程中,由于体制、认知、技术、利益等多种因素的影响,不愿共享、被动共享或共享数据质量不高的情况时有发生。通过深入分析信用信息平台的建设现状及行业痛点,基于区块链技术的本质特征和相关应用,尝试提出构建一种基于区块链技术的新型征信共享模式。该模式结合了传统的平台结构优势,具有良好的安全性、稳定性、可追溯性、透明性等特点,可有效解决信用信息平台建设过程中的部门间数据共享困难、数据保护薄弱、运营成本高、交换更新不及时、数据标准不统一、数据可追溯性及安全性差等问题,对于加快推进社会信用体系建设具有积极意义。
Reluctance to share,passive sharing or poor quality of shared data often occurs in the process of building credit information platform due to the influence of many factors such as system,cognition,technology and interests.Through in-depth analysis of the current situation of credit information platform construction and industry pain points,based on the intrinsic characteristics of blockchain technology and related applications,this paper attempts to propose a new credit sharing model based on block chain technology.This model combines the advantages of traditional platform structure and has good security,stability,traceability,transparency and other characteristics.It can effectively solve the problems of inter-departmental data sharing difficulties,weak data protection,high operating costs,unscheduled exchange and update,inconsistent data standards,poor data traceability and security in the process of building credit information platform.It has positive significance for accelerating the construction of social credit system.
作者
沈亚平
冯小凡
SHEN Yaping;FENG Xiaofan(Zhou Enlai School of Government,Nankai University,Tianjin 300350)
出处
《长白学刊》
北大核心
2020年第2期64-70,共7页
Changbai Journal
关键词
区块链
信用信息平台
社会信用体系
联盟链
Blockchain
Credit Information Platform
Social Credit System
Alliance Chain
