摘要
本文以甘肃省109家中小法人银行为研究对象,实证分析了股权结构对经营绩效的影响。结果表明,只有适度集中的股权结构才能有效发挥激励约束作用,银行经营管理也就越稳健,绩效水平也会越好;股权制衡度与银行经营绩效呈正相关,地方政府持股比例、内部职工持股比例与银行经营绩效呈负相关。
This paper takes 109 small and medium-sized corporate banks in Gansu Province as the research object,and empirically analyzes the impact of ownership structure on business performance.The results show that only moderately concentrated ownership structure can effectively play the role of incentive and restraint supervision,the more stable the bank’s operation and management,the better the performance level;the balance of equity is positively related to the bank’s operating performance,the local government’s shareholding ratio,internal employees The shareholding ratio is negatively related to the bank’s operating performance.
作者
刘海申
LIU Haishen(Lanzhou Provincial Capital Sub-branch PBC,Lanzhou Gansu 730000)
出处
《西部金融》
2021年第1期29-33,51,共6页
West China Finance
关键词
中小银行
股权结构
经营绩效
small and medium-sized banks
ownership structure
operating performance
