This study explores the development trajectory of digital financial inclusion in 21 cities in Guangdong Province through fuzzy-set qualitative comparative analysis(fsQCA).The findings emphasize that the success of dig...This study explores the development trajectory of digital financial inclusion in 21 cities in Guangdong Province through fuzzy-set qualitative comparative analysis(fsQCA).The findings emphasize that the success of digital financial inclusion goes beyond individual dimensions,forming a systematic initiative marked by multifaceted interaction among different disciplines.In the trajectory of high-level digital inclusive finance development,the study identifies economic prosperity and technological innovation as crucial elements,highlighting their centrality,and elucidates the synergistic collaboration between market mechanisms and government guidance.Furthermore,the study emphasizes the government’s pivotal role in supporting market mechanisms and guiding policies,highlighting the need to achieve a nuanced equilibrium in the digital financial inclusion strategy.In contrast,non-high-level development paths of digital inclusive finance show a spectrum of diversities,emphasizing the critical roles played by economic fundamentals,government regulation,market mechanisms,and other contextual factors in different trajectories.Regarding policy implications,the study emphasizes the comprehensive and systemic nature inherent in the development of digital inclusive finance.It proposes four policy recommendations,including integrating development strategies,emphasizing scientific and technological innovation and economic development,achieving a delicate balance between market mechanisms and government guidance,and providing precise policy support.These insights provide valuable lessons for shaping digital inclusive financial policies in Guangdong Province and beyond,offering profound insights for strategically constructing robust digital financial ecosystems.展开更多
降低企业技术创新风险是提高企业技术创新绩效的关键.首先以技术创新六阶段模型为基础,针对技术创新的全生命周期识别了18项潜在风险.之后基于区间值直觉模糊集构建了应用于企业技术创新风险评价的模糊失效模式与影响分析(failure mode ...降低企业技术创新风险是提高企业技术创新绩效的关键.首先以技术创新六阶段模型为基础,针对技术创新的全生命周期识别了18项潜在风险.之后基于区间值直觉模糊集构建了应用于企业技术创新风险评价的模糊失效模式与影响分析(failure mode and effect analysis,FMEA)方法.该方法利用区间值直觉模糊集来评价技术创新各潜在风险的严重度、发生度和检测度,通过基于逼近理想解排序法(technique for order preference by similarity to ideal solution,TOPSIS)的非线性规划模型获得风险优先级并进行排序,以此为依据确定潜在风险的优先处理次序.最后以D公司的座椅开发项目为例,验证了该模糊FMEA方法的可行性.展开更多
基金2023 Guangdong Provincial Education Science Planning Project(Higher Education Special Project)“Empirical Study on the Spatial Optimization of the Relationship between Human Capital and Industrial Structure in Guangdong Province under the Support of Higher Education Services”(No.2023GXJK144)。
文摘This study explores the development trajectory of digital financial inclusion in 21 cities in Guangdong Province through fuzzy-set qualitative comparative analysis(fsQCA).The findings emphasize that the success of digital financial inclusion goes beyond individual dimensions,forming a systematic initiative marked by multifaceted interaction among different disciplines.In the trajectory of high-level digital inclusive finance development,the study identifies economic prosperity and technological innovation as crucial elements,highlighting their centrality,and elucidates the synergistic collaboration between market mechanisms and government guidance.Furthermore,the study emphasizes the government’s pivotal role in supporting market mechanisms and guiding policies,highlighting the need to achieve a nuanced equilibrium in the digital financial inclusion strategy.In contrast,non-high-level development paths of digital inclusive finance show a spectrum of diversities,emphasizing the critical roles played by economic fundamentals,government regulation,market mechanisms,and other contextual factors in different trajectories.Regarding policy implications,the study emphasizes the comprehensive and systemic nature inherent in the development of digital inclusive finance.It proposes four policy recommendations,including integrating development strategies,emphasizing scientific and technological innovation and economic development,achieving a delicate balance between market mechanisms and government guidance,and providing precise policy support.These insights provide valuable lessons for shaping digital inclusive financial policies in Guangdong Province and beyond,offering profound insights for strategically constructing robust digital financial ecosystems.
文摘降低企业技术创新风险是提高企业技术创新绩效的关键.首先以技术创新六阶段模型为基础,针对技术创新的全生命周期识别了18项潜在风险.之后基于区间值直觉模糊集构建了应用于企业技术创新风险评价的模糊失效模式与影响分析(failure mode and effect analysis,FMEA)方法.该方法利用区间值直觉模糊集来评价技术创新各潜在风险的严重度、发生度和检测度,通过基于逼近理想解排序法(technique for order preference by similarity to ideal solution,TOPSIS)的非线性规划模型获得风险优先级并进行排序,以此为依据确定潜在风险的优先处理次序.最后以D公司的座椅开发项目为例,验证了该模糊FMEA方法的可行性.
